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3 out of 10 Romanians ignore risks that could affect their financial security. 51% considered insurance after experiencing a situation that cost them money even though it could have been covered by a policy. Home protection ranks among the top priorities

26 Oct 2026

Damages covered for homes protected by the My Home optional insurance policy from Allianz-Tiriac amounted to 50.7 million lei in the first nine months of 2026 funds that the nearly 8,700 compensated property owners would have otherwise had to pay out of their own pockets

The financial protection of Romanians depends on their perception of risks and the unexpected expenses they might have to cover. However, 31% of Romanians ignore these risks, while 27% are confident that the situations they fear could not happen to them—leaving them financially vulnerable. This is according to a study commissioned by Allianz-Tiriac and conducted by the Center for Urban and Regional Sociology (CURS) among a sample of 1,218 respondents from across the country. More than half of these individuals only considered insurance only after experiencing a situation that resulted in damages. A home is among the primary assets that Romanians seek to protect through insurance, representing a priority for 39% of respondents.

Damage to one's home can lead to unplanned expenses for...

For more information, please see the Romanian version of the article, here.