ALPHA BANK ROMANIA SA

ALPHA BANK ROMANIA is an universal bank which offers a wide range of services and products, both for individuals and for SMI and corporate sector, by means of a network of units situated in Bucharest and in all major cities of the country. ALPHA BANK ROMANIA has contributed in an innovative way to the development of the banking and financial sector through bold initiatives, such as the launching of the first mortgage loan with a 10 year period, in the early 2000s, an initiative that led to the creation of the local mortgage market. According to the Order of the National Bank of Romania no. 1/21.01.1999 as amended, which was issued in accordance with the provisions of art. 8 of the Law no. 58/1998 - Banking Law: a) attracting deposits and other reimbursable funds; b) contracting loans, including among others: consumer loans, mortgage credits, financing commercial transactions, factoring, discounting, forfeiting; c) funds transfer services; d) issuing and administration of payment instruments, such as: credit cards, traveler's cheques and other assimilated, including issuance of electronic means of payment; e) issuing guarantees and undertaking of commitments; f) transactions on its own account or on the account of its customers with: - money market instruments, such as: checks, bills of exchange, promissory notes, certificates of deposit; - foreign currency; - instruments derived from the exchange rate and the interest rate; g) intermediation on the inter-bank market; h) custody and administration of securities and other financial instruments; i) services regarding data supply and other references in lending; j) operations with precious metals and stones and objects made of them. k) mandate operations: - participation in the issuing of state loans and mediation in conclusion of loans between states or of loans coming from international organizations; - activities as insurance agent; l) services of data processing; m) administration of databases or such other services for third parties; n) participation in the share capital of other entities; o) renting to third parties movable and immovable assets in accordance with legal provisions.